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INTEREST FREEPAYMENT PLANS

Make Living Better

Our Flexible Funding Options

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Low Deposit, Tailored Interest Free Payment Plans

Even if you do not require tailored interest-free payment plans to fund your purchase, it's important to choose a company that can provide this facility, like T&K, as this means that they are financially stable and have to adhere to the following:

  • Minimum £1,000,000 in annual sales turnover
  • 5 years of audited, profitable accounts
  • A strong balance sheet
  • A profit and loss statement proving they are an established and profitable business
  • No history of liquidation or bad debts
  • Certified insurance cover and accreditations for the work they carry out

Key Finance Benefits

Low Deposits

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Keep Your Money Earning Interest

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Added Payment Protection

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Low Interest Rates

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Flexible Funding

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Our Finance

With flexible unsecured loans that put you in control, and with a maximum loan value of up to £50,000, the choice really is yours. Please see below for the benefits and wide range of options available. Your designer will also be able to give you much more detail during the quotation process.

Interest Free

Available on Windows and Doors with a 50% deposit with no exit fees. Maximum loan value applies. Repayments start one month after installation. Spread the cost of payments across your home improvements with our 24 months of interest free credit, helping you improve your home while making repayments manageable.

Credit is subject to application and status. Terms and conditions apply – contact us or visit our Showroom for full details.

Interest Bearing

Just 25% deposit and then spread the cost over 60 or 120 months. Repayments with a low interest rate of 9.9% APR representative. Available to all products.

Representative example: Cash price goods: £6,500, 25% deposit of £1,655, total amount of credit £4,850. Duration 123 months (including 3 months deferral). 120 monthly payments of £61.15. Total amount payable £8,988.

Credit is subject to application and status. Terms and conditions apply – contact us or visit our Showroom for full details.

Buy Now Pay Later

Just 25% deposit and then nothing to pay for 9 months. Settle within 9 months and then pay no interest. Just a £29 early settlement fee. Repayments with an interest rate of 19.9% APR representative spread across 120 months. Available to all products.

Representative example: Cash price of £6,500, 25% deposit £1,625, total amount of credit £4,875. Interest Rate % (Fixed p.a.) 13.9%. Representative % APR 19.9%. Duration 129 months (including 9 months deferral) 120 monthly payments of £100.17. Total amount payable £13,685.40

Credit is subject to application and status. If the loan is not settled in full within the deferral period then interest will have accrued from the start of the agreement on any amount still outstanding at the end of the deferral period. Terms and conditions apply – contact us or visit our Showroom for full details.

About Novuna Finance


T&K partners with Novuna finance to provide up to £50,000 unsecured loans for home improvements.

Novuna has grown over four decades to become one of the UK’s most successful and trusted financial services providers (formally Hitachi Capital PLC). Novuna means ‘new together’, which captures the essence of their business and their ability to support retail customers through rapidly changing markets.

If you’re weighing up the impact of purchasing new windows, doors or living spaces, and you’re looking to protect your hard-earned money by finding better ways to manage your cash flow, Novuna has the right solutions. They can help you achieve your dream home improvements sooner, navigating the ever-increasing prices rises that continue to hit the UK.

T&K offers

Calculate Your Loan

Low Rate Finance 9.9% APR Representative

Up To 50% Off

0% Interest-Free Payment Plans
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© 2024 T&K Home Improvements | Registered No. 02172185 | VAT Number: 576468196 - Registered in England and Wales – FRN 794188

T&K Home Improvements Limited of 2-6 Huxley Close, Park Farm South, Wellingborough, NN8 6AB act as a credit broker and not the lender. Credit is provided by Novuna Personal Finance, a division authorised and regulated by the Financial Conduct Authority. Credit is subject to application and status. Terms & conditions apply.